💰 Up to 14% Interest for Seniors

Fixed Deposit - Monthly Special Savings

Lock in a lump sum and earn attractive fixed returns. Families in Salem and across Tamil Nadu trust YoursPay FDs for predictable growth, plus silver & gold coin gift vouchers on bigger deposits.

✓ Up to 14% FD (senior)

✓ Gold & silver gifts

✓ Flexible tenures

11%*

FD General (1yr)

12%*

FD General (2yr)

13%*

FD General (3yr)

14%*

FD Senior (3yr)

This scheme is offered by Salem YoursPay Capital Limited (SYCL).

Fixed Deposit

Monthly Special Savings Scheme – FD

Lock in a lump sum for higher returns – plus silver & gold coin gift vouchers.

General Citizen FD

Up To 13%

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11%

1 Year Rate

1 Year11%

2 Years12%

3 Years13%

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★ Best Rate

Senior Citizen FD

Up To 14%

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14%

3 Year Rate

1 Year12%

2 Years13%

3 Years14%

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Gift

FD Gift Voucher

Silver & Gold Coins

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Free

On FD

₹1 Lakh FD5g Silver

₹5 Lakh FD1g Gold

One Shot Deposit✓

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₹5,00,000 must be deposited as a fixed deposit in one shot to receive the 1 gm gold coin voucher gift.

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Please note: All interest rates are approximate and subject to change. Terms & conditions apply. Please confirm current rates and offer eligibility at our Salem branch before investing.

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Open a Fixed Deposit

Share your details and our Salem team will help you lock in the best FD rate.

Fixed Deposits (FD)

Grow Your Wealth with Confidence

Turn your savings into a powerful financial asset through our Fixed Deposit solutions. Enjoy stable returns, capital protection, and the peace of mind that comes from a disciplined investment approach.

Designed for individuals seeking predictable growth and financial stability, our Fixed Deposits help you plan confidently for life's important milestones.

Key Benefits

Attractive and reliable returns

Flexible investment tenures

Secure wealth accumulation

Simple and transparent process

Ideal for long-term financial planning

Invest once. Grow steadily. Achieve more.

PLAN SMARTER

FD Calculator

Estimate your maturity amount instantly.

Calculate Your FD Returns

Deposit Amount (₹)

Min ₹1,000 • multiples of ₹100

Tenure

YY / MM / DD

Interest Rate (% p.a.)

Enter your applicable interest rate

Customer Type

Interest Payout Option

FD Maturity Value

₹1,07,500

Principal Amount ₹1,00,000

Effective Interest Rate 7.50% p.a.

Total Interest Earned ₹7,500

Tenure 1Y

Payout Option At Maturity

Interest Per Payout ₹7,500

Maturity Date -

Interest will be compounded and paid at maturity.

*Indicative only. Confirm current interest rates, payout rules and exact maturity value with YoursPay.

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Grow Your Wealth With Confidence

Talk to a YoursPay advisor about the best Fixed Deposit scheme for you.