✅ Eligibility & Application
Loan Eligibility & Application Process
Understand exactly what you need to qualify - then follow our simple 5-step process to apply with confidence.
★ 10,000+ customers
★ Tamil Nadu
★ Trusted since 2022
General Criteria
Who Qualifies for a Loan
Indian resident aged 21–65 years
Salaried, self-employed or business owner with steady income
Resident of Salem, Attur, Namakkal, Erode or Mettur
A clean repayment track record improves eligibility
Valid KYC and income / business proof
By Loan Type
Documents You'll Need
Gold Loan
Aadhaar / ID proof
Gold ornaments (18–22 ct)
Photographs
No income proof needed
SHG Loan
Group documents
Member KYC
Group savings record
Address proof
Quick Check
Get a Free Eligibility Assessment
Share your details and we'll tell you what you qualify for - no obligation.
5 Steps
Your Application Journey
A seamless journey from application to approval - clear at every stage, fast at every step.
Submit Your Request
Complete the loan enquiry or application form online or at our branch.
Document Verification
Our team reviews the required documents and KYC information.
Eligibility Assessment
We evaluate your application based on product-specific criteria.
Approval & Confirmation
Once approved, loan details are communicated for your acceptance.
Disbursement
Funds are processed as per the approved terms and conditions.
Simple process. Faster decisions. Better financial support.
Loan Eligibility
Simple Requirements. Easy Access.
We strive to make financing accessible through a straightforward eligibility process.
Basic Eligibility Criteria
Valid identity and address proof
Age criteria as per product guidelines
Stable source of income or business activity
Compliance with KYC requirements
Additional requirements based on loan category
Note:Eligibility may vary depending on the loan product and assessment criteria.
Designed to make borrowing easier and more accessible.
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Not Sure If You Qualify?
Call our Salem loan team - we'll guide you in plain language.