Savings Accounts That Grow With You
Open a YoursPay savings account in Salem and earn attractive interest on your everyday balance. Choose the account that fits your needs - from a simple start to higher cash limits.
Three Tiers. One Trusted Partner.
Built for Everyday Growth
Your money is held with care by Salem YoursPay Capital Limited, a trusted Salem-based institution.
Earn attractive interest on your everyday balance - far better than a typical savings rate.
Track every deposit and withdrawal in a passbook you can hold - old-school clarity.
Deposit up to ₹10 lakh and withdraw up to ₹5 lakh every month with the Gubera Lakshmi tier.
Add a nominee while opening so your savings always stay with the people you choose.
Walk in to our Salem branch or transact online - your money, your choice of channel.
Account Features at a Glance
| ACCOUNT TYPE | OPENING / INITIAL | HOLDING AMOUNT | MONTHLY CASH DEPOSIT | MONTHLY CASH WITHDRAWAL |
|---|---|---|---|---|
| Savings Account | ₹100 | ₹100 | ₹2,00,000 | ₹1,00,000 |
| Lakshmi Gold Account Popular | ₹500 | ₹500 | ₹5,00,000 | ₹2,00,000 |
| Gubera Lakshmi Account | ₹1,000 | ₹1,000 | ₹10,00,000 | ₹5,00,000 |
*A good interest rate applies to all savings accounts. Rates are approximate and subject to change. Cash limits are per month. T&C apply.
Cash in hand: 0.50%· Online transaction: 0.25% + GST. Lakshmi Gold & Gubera Lakshmi over-limit charges confirmed at branch.
Stolen, damaged or destroyed – request a replacement passbook at any branch for just ₹100.
Just Four Documents. That's It.
Smart Savings. Secure Future.
Build your financial foundation with a savings account designed for convenience, security, and growth. Whether you're saving for personal goals, family needs, or future opportunities, our flexible banking solutions help you stay in control of your finances.
Key Benefits
Every rupee saved today creates opportunities for tomorrow.
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Start Saving With YoursPay Today
Visit our Salem branch with your documents and open your account in minutes.